International solutionsInternational solutions

Multinational pooling allows multinational companies to benefit from gathering the employee benefit plans across borders in what is called a multinational pooling account.

The pooling account is comparable to a joint purchase agreement and, through a combination of local subsidiary agreements, gives a number of economies of scale.

  • Reduced risk costs
  • Improved underwriting terms because of larger spread of the risk
  • Overview of the company’s insurance programme through annual reports on the subsidiaries' contracts with descriptions of current social security benefits and rates

Compliance with local legislation
A local insurance company ensures that the subsidiary’s local group benefit plan is established in compliance with the local legislation and is adjusted to the local social security system.

Danica Pension's international networks
Danica Pension represents two pooling networks in Denmark: Insurope and Swiss Life Network. Both are among the top three worldwide and are leading partners/providers to multinational companies.

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InsuropeSwiss Life

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International solutions covers the followingInternational solutions covers the following

Pooling systems
Pooling allows multinational companies to benefit from gathering the employee benefit plans across borders in what is called a multinational pooling account.

Pooling systems
Think Nordic

Danica Pension's pan-Nordic product Think Nordic is a simple concept with 3 countries Denmark, Norway and Sweden.

Think Nordic

Go onGo on

Pensions and insurance
Your pension scheme is not only about pension savings, but also insurance for you and your family.

Pensions and insurance
What if...
What is important to remember if you are getting married or become unable to work?

What if