Employer's bankruptcyEmployer's bankruptcy

​When your employer has gone bankrupt, it is important that you contact the Employees' Guarantee Fund as soon as possible in order to find out whether you can get compensation for unpaid salary, holiday pay and pension contributions.

Your options 
  • You can continue your pension scheme and often maintain your insurance covers with us at attractive rates and on attractive terms by making contributions yourself.
  • You can postpone your pension contributions and often keep your insurances for up to a year after your employment has ended if you have saved up a sufficient amount. When you start making contributions again, we will deduct the amount that you owe from your savings, and you do not have to provide new health information. You have to pay tax-free insurances immediately if you want to keep them.​
  • You can stop making contributions. This will mean that your insurance covers will lapse or be reduced. If you wish to resume making contributions at a later date, you must provide us with new health information, and your rates and terms will not be the same.
We recommend
  • Contact the Employee's Guarantee Fund as soon as possible to find out whether you can get compensation for unpaid salary, holiday pay or pension contributions.
  • Continue making contributions to your pension scheme and maintain your insurance covers, so that you and your family are protected if you fall ill, lose your earning capacity or die.

What should you do now?
Call us on +45 70 11 25 25 so that we can plan how your pension scheme is to be continued.