Danica Link

Danica Link is the right pension scheme for you if you wish to play an active role in choosing how to invest your savings. You can choose your own investments, or you can let us manage your investments. Either way, your savings will be invested through unit trusts.

The scheme offers you a high return on your pension savings and a high degree of certainty as to the amount of pension you will receive when you retire. The reason is that you decide how much risk you are willing to take, just as you can buy a guarantee ensuring minimum pension payments.​

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Danica Links allows you to take control and make your own investment decisions. 

With Danica Link you control your own investments and your risk profile. You can choose from various unit trusts we have approved and evaluate on a regular basis. And you choose the fund in which to invest your money.

Unit trusts employ investment experts whose tasks include managing the trust’s investment portfolio in the best and most cost-effective manner possible, buying and selling at the right time, keeping costs down and regularly informing you of developments in your portfolio. 

Potentially higher returns
A Danica Link scheme offers the potential for higher returns as you may choose a higher risk level than with a traditional pension scheme. A higher risk may help you maximise your savings. On the other hand, of course, it also implies a higher risk that your savings will decrease in value.