Financial strength

Our financial strength is your security that we are able to deliver what we promise - it is the capital we provide as collateral for your savings. At 30 June 2015, our financial strength was significantly above the level required by law.

Danica thus has a solid financial strength, which at 30 June 2015 stood at DKK 11.6 billion.

Financial strength and solvency requirement
In connection with the coming Solvency II rules, the Danish FSA in 2007 introduced a requirement for insurance companies to calculate their solvency need. The solvency need is a risk-based capital requirement, calculated according to the company's own risk assessment, to complement the solvency requirement. All Danish insurance companies are required to have a capital base corresponding at least to the higher of the solvency requirement and the solvency need. All companies in the Danica Group complied with this in first half of 2015.

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Pensions and insurance
Your pension scheme is not only about pension savings, but also insurance for you and your family.

Pensions and insurance