Interest on policyholders’ savings

Interest on policyholders’ savings is the interest rate used for the product Danica Traditionel. The interest rate is set on a regular basis.

Danica Pension	Interest on policyholders’ savings before tax in %	Interest on policyholders’ savings after tax in %
Present	1,80	***
2011*	2,25 - 3,25*	***
2011	3,25	***
2010	3,25	***
2009**	2,65**	2,25
2009	1,80	1,50
2008	6,50	5,50
2007	5,30	4,50
2006	5,30	4,50
2005	5,30	4,50

*	On 1 October 2011, interest on policyholders’ savings in interestgroup 1 & 2 was reduced to 2,25% before tax
**	On 1 October 2009, interest on policyholders’ savings was raised to 2.65% before tax
***	As from 1 January 2010, customers are liable to pay personal tax on pension returns. Consequently, interest on policyholders’ savings will only be stated before tax as a 15% tax on pension returns will subsequently be deducted from the accrued interest.

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