International solutionsInternational solutions

Multinational pooling allows multinational companies to benefit from gathering the employee benefit plans across borders in what is called a multinational pooling account.

The pooling account is comparable to a joint purchase agreement and, through a combination of local subsidiary agreements, gives a number of economies of scale.

  • Reduced risk costs
  • Improved underwriting terms because of larger spread of the risk
  • Overview of the company’s insurance programme through annual reports on the subsidiaries' contracts with descriptions of current social security benefits and rates

Compliance with local legislation
A local insurance company ensures that the subsidiary’s local group benefit plan is established in compliance with the local legislation and is adjusted to the local social security system.

Danica Pension's international networks
Danica Pension represents three pooling networks in Denmark: Insurope, Swiss Life Network and Allianz Global Benefits. All three are among the top worldwide and are leading partners/providers to multinational companies.

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InsuropeSwiss Life

Allianz Global Benefits

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International solutions covers the followingInternational solutions covers the following

Pooling systems
Pooling allows multinational companies to benefit from gathering the employee benefit plans across borders in what is called a multinational pooling account.

Pooling systems
Nordic Solutions

Danica Pension's Nordic Solution is a simple concept with 3 countries Denmark, Norway and Sweden.

Nordic Solutions

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Pensions and insurance
Your pension scheme is not only about pension savings, but also insurance for you and your family.

Pensions and insurance
What if...
What is important to remember if you are getting married or become unable to work?

What if