Danica Traditionel

Danica Traditionel is a safe choice if you do not want to worry about investments and equity prices. Quite simply, you will receive an interest rate that will typically be set once a year.

In addition, a Danica Traditionel scheme always provides guaranteed payouts. As the scheme offers a strong and stable return, you can safely let your savings grow, while focusing on the things in life you enjoy the most.

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With Danica Traditionel, you do not have to worry about whether your savings will suddenly lose value. Because instead of having to rely on fluctuating investment returns, you will earn interest on your savings at a rate set by us on a regular basis.

Your interest
Your return is interest added annually at a rate - known as interest on policyholders’ savings - which is set by us on a regular basis. We make sure that the interest rate does not fluctuate too much, and this makes Danica Traditionel a safe choice.

Guaranteed payouts
A Danica Traditionel scheme provides guaranteed payouts. However, if the interest on policyholders’ savings is higher than expected, your payouts will also be higher than those guaranteed by us. 

Danica Traditionel offers you

  • guaranteed minimum pension payments
  • interest on your savings instead of an investment return
  • a calm approach to your pension savings - watch your savings grow without having to do a thing
  • the possibility of receiving regular increases


Pension payments - capital pension scheme, annuity pension scheme or life annuity
When you establish a pension scheme, you also choose how to receive your pension payments on retirement. You may receive a lump sum or a regular income - and for different periods of your retirement. Your pension scheme will typically be set up as a capital pension scheme, an annuity pension scheme or a life annuity. Read more about payout options.

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What if...
What is important to remember if you are getting married or become unable to work?

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